Versifin Investments runs your entire lending operation in one secure, multi-tenant system — from application and automated underwriting to compliant disclosures, servicing, collections, and self-service portals for borrowers and investors.
Replace the patchwork of spreadsheets, point tools, and manual compliance checks. Versifin Investments unifies origination, servicing, and oversight in a single system with role-based access for every member of your team.
A guided application wizard with borrower SSN lookup & dedup, co-borrowers, state-aware loan products, and a full status workflow from draft to funded.
Configurable tiered A/B/C decision engine per product and state, with approval-authority checks and optional auto-fund — plus a test panel to tune rules safely.
Daily-simple interest accrual, payment application (fees → interest → principal), live payoff quotes, fee assessment, and amortization schedules.
Automatic delinquency tracking and late-fee assessment, a prioritized collections queue for past-due accounts, and a controlled charge-off workflow.
TILA / Reg Z disclosure box, ECOA & GLBA notices, adverse-action notices with FCRA timelines, and per-state rate/fee caps enforced at origination.
Self-service portals with OTP login: borrowers view loans, payoff quotes, and make payments; investors track funded positions and statements.
Versifin Investments is built for lenders that operate across branches, regions, and states. Each company gets a fully isolated, secure environment — with white-label branding, granular role permissions, and a dedicated login portal for staff.
Talk to our teamSensitive borrower data is encrypted, every privileged action is logged, and regulatory requirements are designed into the workflow — not bolted on after.
SSNs and sensitive fields are encrypted at rest and indexed by secure hash for lookups — never stored in the clear.
Enforceable multi-factor authentication for staff, configurable session timeouts, and account lockout.
Every sensitive action is recorded with user, time, and context, with optional SIEM/CEF streaming.
Each company's data lives in its own database — strict separation across the entire platform.
TILA / Reg Z, ECOA, GLBA, and FCRA adverse-action handling built into origination and decisioning.
Per-state rate caps, fee limits, and product enablement enforced automatically.
Tell us about your portfolio and we'll walk you through a tailored demo — origination, underwriting, servicing, and compliance, end to end.
Versifin Investments access is provided through your lending company. Use the login link your lender emailed you, or enter your company identifier to go straight to your organization's secure login page.
Not sure where to log in? Contact your lending company directly — they will provide your personalized access link.
Your identifier is the short name in your company's login URL, e.g. acme-lending.